Insurance in How To

Only Insurance: the latest headlines first, then BRO’s own Insurance stories and video. All of How To →

Read your home insurance policy on a Tuesday, not after a fire

Six numbers in your policy decide what you actually get paid. Most people meet them for the first time standing in a wet hallway.

GuideStartupsRay Okonkwo23 Sept 20266 min

Starting a Handyman Business Without Getting Fined

Licensing thresholds, the four holes in a cheap liability policy, and why hourly pricing quietly bankrupts good handymen.

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Rehearse the raise conversation with me

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GuideBusinessRay Okonkwo23 Sept 20266 min

The insurance policies a small company actually needs

Four policies carry almost all the risk, two more catch what they miss, and one clause in the property form can gut a claim you thought was covered.

Names.com — The name is the first thing you sell

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Money5 min read

The second income is smaller than the paycheck says

Before one parent comes home, do the subtraction that tells you what that job is actually adding to your family.

Poll

What was your first ever job?

GuideRetirementMarcus Vale23 Sept 20266 min

How To Plan Retirement Travel Your Budget And Knees Can Handle

Fund it like a bill, pace it like an athlete, and know what Medicare does and doesn't do once you cross a border.

GuideReal EstateRay Okonkwo23 Sept 20266 min

Buying a cabin you'll actually use, and maybe rent out

Decide how you'll use it before you talk to a lender, because that one answer changes your rate, your insurance, your taxes and your town permit.

CancerDefying.com — The research, protocols and reading in one place

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GuideMoneyRay Okonkwo23 Sept 20266 min

Read the medical bill line by line before you pay a dollar

The first piece of paper the hospital sends you isn't a bill. It's an opening offer, and it's usually wrong in their favor.

Quiz

Is your money actually in order?

Six questions. No email required, no sales pitch at the end.

GuideRetirementRay Okonkwo23 Sept 20266 min

How to cover health insurance if you retire before 65

COBRA, the marketplace, a spouse's plan or part-time work, plus the income lever most early retirees don't know they're holding.

GuideReal EstateRay Okonkwo23 Sept 20267 min

What Your Homeowners Policy Won't Pay For

Call an insurance agent the day your inspection gets scheduled, and read the six coverage buckets before a claim teaches you what they mean.

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Plan a cook for eight people

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GuideMoneyRay Okonkwo23 Sept 20266 min

Your Beneficiary Form Beats Your Will

Most of what you own won't pass through your will at all, and the paperwork that actually controls it takes twenty minutes to fix.

Shirts.com — Design it with AI. Wear it this week.

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GuideRetirementRay Okonkwo23 Sept 20266 min

Medicare Advantage or Medigap and How to Actually Decide

One choice at 65 is easy to make and hard to undo. Know how the two paths differ before the mailers start piling up in your driveway.

Poll

How many days a week are you actually training?

GuideReal EstateRay Okonkwo23 Sept 20266 min

Who Gets Paid At The Closing Table And What They Actually Do

Title search, escrow, the settlement statement and the wire. A plain-English walk through the last three weeks of a home purchase.

GuideSide HustlesRay Okonkwo23 Sept 20266 min

Don't Lose Your Day Job Building Your Side Hustle

The clauses in your employment agreement that actually matter, how to run the hours, and the tax and insurance stuff nobody tells you until it's late.

Dude.com — 16 advisers who listen, talk and pray with you

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GuideRetirementRay Okonkwo23 Sept 20266 min

Medicare Parts A, B, C and D Without the Alphabet Soup

What each part actually pays for, the seven-month window you can't miss, and the one deadline that quietly costs you money for the rest of your life.

Quiz

Does your wardrobe actually fit you?

Five questions, honestly answered, and a plan for the next fortnight.

Real Estate6 min

Scout The Small Town Before You Sell The House

Side Hustles6 min

What Moving Help and Junk Hauling Really Pay on a Saturday

Ask BRO

Build me a 30-day training plan around two sessions a week

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GuideRetirementRay Okonkwo23 Sept 20266 min

Retiring Early And The Bridge Years Nobody Plans For

Leaving work at 55 means a decade before Medicare and years before you can touch an IRA without a penalty. That gap is the whole job.

Coconut.com — Tell us when. We find where the sun is.

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Real Estate6 min read

Closing Costs Line by Line, and Which Ones You Can Haggle

Page 2 of your Loan Estimate is where a few thousand dollars quietly changes hands. Learn to read it, and you'll get some of that money back.

Poll

Where does your best time with your kids happen?

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