Crypto & Markets

What moved, what it means, and what to do about it — without the hype or the doom.

GuideRay OkonkwoNov 7, 20265 min

Whose name is on the crypto account matters less than you think

A login isn't a legal verdict. Here's what a spouse can actually claim, and the one thing that protects a marriage better than any account title.

Self-custody is a skill, not a badge

From the Crypto archive

Older stories

GuideRay OkonkwoSep 22, 20266 min

Holding your own crypto without losing it to your own mistake

GuideRay OkonkwoSep 23, 20265 min

The crypto handover your family will actually be able to follow

GuideRay OkonkwoSep 23, 20265 min

Hardware wallets compared, plainly

GuideRay OkonkwoSep 23, 20266 min

Who should buy the bitcoin ETF and who should hold the coin

GuideRay OkonkwoSep 23, 20266 min

The dollar in your stablecoin isn't always a dollar

GuideRay OkonkwoSep 23, 20266 min

The crypto records to keep before your accountant asks

Crypto on video

Worth an hour of your evening

From channels we rate. Plays on YouTube.

Graham StephanNov 4

I Shouldn’t Have Paid my Internet Bill…

Graham StephanNov 3

Do "Entrepreneurs" Know Basic Finance? 😭

Graham StephanNov 2

It Started: Homebuyer Demand Just Collapsed - Buyers Getting 20-40% Discounts!

Bitcoin UniversityJun 2

Bitcoin Self-Custody Made Easy (Bitkey)

Cyber ScrillaMar 10

How to Send Crypto TO Cold Wallets (BEGINNER'S GUIDE)

Crypto CaseyJan 12

Crypto Wallets Explained! (Beginners' Guide!) 📲 🔑 (2025 Edition!) ⭐⭐⭐⭐⭐ Ultimate Step-by-Step! 😎

Coin BureauNov 20

Is Your Crypto SAFE!? Here's How To Self Custody It NOW!!

Altcoin DailySep 17

The Greatest Bitcoin Explanation of ALL TIME (in Under 10 Minutes)

CoinGeckoMay 16

What is BITCOIN?? Explained for Beginners

Explains 101Oct 14

What is Cryptocurrency and How Does it Work?

Coin BureauJun 4

Explain BITCOIN to Complete Beginners: Ultimate Guide!!

Tuttle TwinsJul 19

What is Bitcoin? Explained in 3 Minutes | Tuttle Twins

Easy Peasy FinanceJan 20

What is Bitcoin? A Simple Explanation for Teens and Beginners

3Blue1BrownJul 7

But how does bitcoin actually work?

Crayon CapitalJul 12

Bitcoin Explained Like You're 5

aantonopMar 4

Bitcoin for Beginners: Bitcoin Explained in Simple Terms

Crypto quizzes

Quiz yourself, then your friends

All quizzes

GuideRay OkonkwoOct 18, 20266 min

Send a small test first, then send the rest

Crypto transfers can't be undone, and the usual mistake isn't a typo. Here's the routine that keeps your coins from landing somewhere you can't reach.

GuideRay OkonkwoOct 17, 20265 min

Your address is public. Your seed phrase had better not be.

Three terms get used as if they mean the same thing. They don't, and mixing them up is how people lose money they can't get back.

Ask BRO

Rehearse the raise conversation with me

Ask it

GuideRay OkonkwoOct 17, 20265 min

Why the futures Bitcoin ETF costs more than its fee says

Spot and futures Bitcoin ETFs look alike on a brokerage screen. Over a few years, they don't behave alike, and the gap isn't only the expense ratio.

Coconut.com — Tell us when. We find where the sun is.

PartnerCoconut.com

5 min read

Your executor can't inherit what they can't find

A will won't pass on your crypto by itself. These are the documents that do, and the one thing that should never go in them.

Poll

When did you last ask for a raise?

GuideRay OkonkwoOct 17, 20265 min

Decide how much crypto you can lose before you buy any

The price isn't the hard part. Size, schedule and attention are, and you can settle all three before you spend a dollar.

GuideRay OkonkwoSep 23, 20265 min

The people who promise to get your stolen crypto back

You lost coins once. The second crew is already in your inbox, and they're better at this than the first one was.

CancerDefying.com — The research, protocols and reading in one place

PartnerCancerDefying.com

GuideRay OkonkwoSep 23, 20265 min

Your exchange balance is an IOU, not a coin

FTX paid its customers back in full and most of them still lost money. The reason why is the whole lesson.

Quiz

Is your money actually in order?

Six questions. No email required, no sales pitch at the end.

GuideRay OkonkwoSep 23, 20266 min

How to size a crypto position without lying to yourself

Most people pick a percentage after they've already bought, and measure it against the wrong number. A cleaner way to arrive at the figure.

GuideRay OkonkwoSep 23, 20266 min

What a central bank digital currency would actually change

Holding caps, intermediated wallets, offline mode. The proposals are public documents, and most of the argument happens without reading them.

Ask BRO

Plan a cook for eight people

Ask it

GuideRay OkonkwoSep 23, 20265 min

The Bitcoin halving explained without a price prediction

What actually changes in the code, what happens to miners the next morning, and why the four-year clock is a rounding error rather than a rule.

GermProof.com — An invisible germ barrier on your skin for hours

PartnerGermProof.com

GuideRay OkonkwoSep 23, 20265 min

Read the token table first, then read the white paper

Most of what a crypto white paper is hiding sits in two places: who gets the supply, and who can change the rules.

Poll

Where does your phone charge overnight?

$The electricity math to run before you buy a mining rig$

GuideRay OkonkwoSep 23, 20265 min

The electricity math to run before you buy a mining rig

A 3,000-watt miner burns 72 kilowatt-hours a day. Work out what that costs you before you work out what it earns.

GuideRay OkonkwoSep 23, 20266 min

What Ethereum is actually for

A plain explanation of the world's second-biggest blockchain, what people genuinely use it for, and the mistakes that cost beginners money.

PartnerWhackAWoke.com

GuideRay OkonkwoSep 23, 20266 min

Putting crypto in a retirement account without wrecking it

Spot ETFs, self-directed IRAs, checkbook LLCs and the 401(k) brokerage window, with the fees and rules that actually bite.

Quiz

Does your wardrobe actually fit you?

Five questions, honestly answered, and a plan for the next two weeks.

6 min

Buying crypto every month versus all at once

5 min

Stop a SIM swap before it empties your crypto account

Ask BRO

Build me a 30-day training plan around two sessions a week

Ask it

GuideRay OkonkwoSep 23, 20265 min

Most altcoins die quietly, and the signs show up early

Before you look at the chart, look at the unlock schedule, the holder list and whether anyone pays to use the thing.

Shirts.com — Design it with AI. Wear it this week.

PartnerShirts.com

6 min read

Have the crypto talk before the group chat does it for you

Your teenager will hear about a coin from a friend with a screenshot long before they hear about it from you. Get there first, and get it right.

Poll

Where does your best time with your kids happen?

Older articles

Older Crypto stories

Crypto & Markets

Whose name is on the crypto account matters less than you think

A crypto wallet isn't a hiding place in a divorce

Your exchange got hacked. Whose coins are gone?

Five minutes of homework before you buy a new token

A will can't hand over your coins. A trust might.

Self-custody is a skill, not a badge

From the Crypto archive

Holding your own crypto without losing it to your own mistake

The crypto handover your family will actually be able to follow

Hardware wallets compared, plainly

Who should buy the bitcoin ETF and who should hold the coin

The dollar in your stablecoin isn't always a dollar

The crypto records to keep before your accountant asks

Worth an hour of your evening

Quiz yourself, then your friends

Send a small test first, then send the rest

Your address is public. Your seed phrase had better not be.

Why the futures Bitcoin ETF costs more than its fee says

Your executor can't inherit what they can't find

Decide how much crypto you can lose before you buy any

The people who promise to get your stolen crypto back

Your exchange balance is an IOU, not a coin

How to size a crypto position without lying to yourself

What a central bank digital currency would actually change

The Bitcoin halving explained without a price prediction

Read the token table first, then read the white paper

The electricity math to run before you buy a mining rig

What Ethereum is actually for

Putting crypto in a retirement account without wrecking it

Buying crypto every month versus all at once

Stop a SIM swap before it empties your crypto account

Most altcoins die quietly, and the signs show up early

Have the crypto talk before the group chat does it for you