Crypto & Markets

What moved, what it means, and what to do about it — without the hype or the doom.

BRO TakeRay Okonkwo22 Sept 20265 min

Index funds win the argument, but not the whole portfolio

The evidence favors buying the whole market. That still leaves room for a small, capped, honestly scored slice where you pick.

GuideRay Okonkwo22 Sept 20265 min

How to spot a crypto scam before your money is gone

Crypto transfers don't reverse. So the whole defense has to happen in the five minutes before you hit send.

Ask BRO

Build me a revision plan that I will actually stick to

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BRO TakeRay Okonkwo22 Sept 20266 min

Gold and silver, and what metal actually does

Metal isn't an investment in the usual sense. It's insurance with a carrying cost. What to buy, what to skip, and how much is sane.

Delicious.com — Nine thousand recipes and a plan for tonight

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5 min read

Read the filings before you buy the ticker

A working method for judging a business from its own documents, and how the same questions apply to a token.

Poll

Where does your phone charge overnight?

GuideRay Okonkwo22 Sept 20266 min

What a rate change actually does to your mortgage and your savings

One percentage point moves a typical mortgage payment by about two hundred dollars a month. Most people never do the arithmetic. Do it once and it changes how you borrow.

BRO TakeRay Okonkwo22 Sept 20265 min

The honest answer on index funds versus picking stocks

Put the core of your money somewhere boring, then decide how much you can afford to spend on being clever.

Names.com — The name is the first thing you sell

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GuideRay Okonkwo22 Sept 20265 min

The crypto scams that catch careful people too

Most crypto theft doesn't need to hack you. It needs you to click, sign, or send in a hurry — and here's how to break that habit.

Quiz

Does your wardrobe actually fit you?

Five questions, honestly answered, and a plan for the next fortnight.

GuideRay Okonkwo22 Sept 20266 min

The biggest threat to your crypto is your own filing system

Most self-custody disasters aren't hacks. They're a water-damaged card in a drawer, a backup nobody tested, and a family who had no idea it existed.

GuideRay Okonkwo22 Sept 20266 min

Bitcoin, explained for somebody who skipped the last decade

What it is, what changed while you weren't paying attention, and the four ways people lose money that have nothing to do with the price.

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What should I wear to this?

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The ten-cent gas station that costs you eight dollars

Crossing town for cheaper gas feels like beating the system. Run the real numbers once and you'll never pass three stations again.

Dude.com — 16 advisers who listen, talk and pray with you

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GuideTradesDean Shaw3 Oct 20266 min

Read a tape measure in one glance, sixteenths and all

Stop counting little lines from the inch mark. Read off the landmarks, call it like the crew does, and quit wasting lumber.

Poll

How often do you see your closest friends?

GuideSkillsCal Brennan3 Oct 20267 min

Four emergencies, and the instinct that makes each one worse

Bleeding, burns, choking and sprains each come with one obvious move that's wrong. Learn the right one now, while nobody's hurt.

GuideSelf-Employed WomenNina Castellan3 Oct 20266 min

Your home is your office now, so own a real drill

Every jammed disposal and sagging shelf costs a home business a morning. A dozen basic tools, and what each one actually does, fix most of it.

Shirts.com — Design it with AI. Wear it this week.

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BRO TakeNewsJosh Halloran26 Sept 20265 min

Women's sports belong to women, and the stopwatch agrees

A women's category exists because male bodies are faster and stronger. Pretending otherwise costs girls podiums, roster spots and sometimes their safety.

Quiz

Is your money actually in order?

Six questions. No email required, no sales pitch at the end.