Archive
Crypto: every article
49 articles, newest first.
23 September 202633 pieces
- CryptoThe people who promise to get your stolen crypto backYou lost coins once. The second crew is already in your inbox, and they're better at this than the first one was.
- CryptoHow much of your savings actually belongs in cryptoPercentages are easy to say and impossible to feel. Size the position in dollars you could lose without anything at home changing.
- CryptoHow to Read a Crypto White Paper for the Warning SignsSkip page one. Go straight to the token distribution chart, then find out where the yield comes from. Most of the answer is in those two places.
- CryptoWhy most altcoins go to zero and the tells that show up earlyThe supply schedule, the top-holder list and the liquidity depth will tell you more in ten minutes than a month of chart-watching.
- CryptoTalk to your kid about crypto before his friend doesThe pitch is coming at a lunch table, not from you. Give your teenager the three questions that survive it.
- CryptoYour exchange balance is an IOU, not a coinFTX paid its customers back in full and most of them still lost money. The reason why is the whole lesson.
- CryptoHow to stop a SIM swap from draining your cryptoYour phone goes dead, and twenty minutes later your exchange balance is zero. The fix takes an afternoon and about fifty dollars.
- CryptoHolding crypto in a retirement account, and what it costsSpot ETFs, self-directed IRAs, 401(k) brokerage windows — the four real options, the fees nobody advertises, and the mistake that turns the whole account taxable.
- CryptoHow to pick a crypto exchange and get your money back outFees hide in the spread, withdrawals are the real test, and bankruptcy court doesn't care what the app told you.
- CryptoWhy Your Bitcoin Transaction Is Stuck And What The Fee BuysBlock space is an auction, not a line. Once you understand what you're actually bidding on, you stop overpaying and stop getting stranded.
- CryptoTwo of three keys, and your bitcoin survives youA single seed phrase in a drawer is one fire, one theft, or one funeral away from zero. Multisig fixes that, if you set it up the boring way.
- CryptoHow to size a crypto position without lying to yourselfMost people pick a percentage after they've already bought, and measure it against the wrong number. A cleaner way to arrive at the figure.
- CryptoWhat a central bank digital currency would actually changeHolding caps, intermediated wallets, offline mode. The proposals are public documents, and most of the argument happens without reading them.
- CryptoThe Bitcoin halving explained without a price predictionWhat actually changes in the code, what happens to miners the next morning, and why the four-year clock is a rounding error rather than a rule.
- CryptoRead the token table first, then read the white paperMost of what a crypto white paper is hiding sits in two places: who gets the supply, and who can change the rules.
- CryptoThe second theft that arrives after you lose your cryptoRecovery scams work because they show up at the worst hour, sound competent, and ask for one small payment. Learn the shape of the pitch before it finds you.
- CryptoThe electricity math to run before you buy a mining rigA 3,000-watt miner burns 72 kilowatt-hours a day. Work out what that costs you before you work out what it earns.
- CryptoWhat Ethereum is actually forA plain explanation of the world's second-biggest blockchain, what people genuinely use it for, and the mistakes that cost beginners money.
- CryptoPutting crypto in a retirement account without wrecking itSpot ETFs, self-directed IRAs, checkbook LLCs and the 401(k) brokerage window, with the fees and rules that actually bite.
- CryptoBuying crypto every month versus all at onceThe arithmetic favours one answer. Your stomach usually favours the other. How to decide before the market decides for you.
- CryptoStop a SIM swap before it empties your crypto accountYour phone number is the weakest password you own. Here's the order to fix it in, starting with an eleven-minute call to your carrier.
- CryptoWhat FTX Should Have Taught You About Leaving Coins on an ExchangeThe app still showed your balance. That was the problem. A practical look at custody, seed phrases, and the one test most people skip.
- CryptoMost altcoins die quietly, and the signs show up earlyBefore you look at the chart, look at the unlock schedule, the holder list and whether anyone pays to use the thing.
- CryptoHave the crypto talk before the group chat does it for youYour teenager will hear about a coin from a friend with a screenshot long before they hear about it from you. Get there first, and get it right.
- CryptoMultisig in plain language, for a family that holds bitcoinOne seed phrase in a fire safe is one flood, fire or funeral away from zero. A 2-of-3 setup fixes that, if you back up the right file.
- CryptoSteel, paper, and where to actually keep your seed phraseMost people lose crypto to a fire, a flood, or a family that can't find the backup. Fix that in an afternoon.
- CryptoPicking a crypto exchange without learning the hard wayThe advertised fee is rarely the fee you pay, and the withdrawal button is the one worth testing before you need it.
- CryptoWhat actually happens when you send BitcoinThe fee box in your wallet is a bid at an auction, and most people bid badly. A plain explanation of confirmations, the mempool and stuck payments.
- CryptoThe crypto records to keep before your accountant asksExchanges shut down, CSV exports vanish, and cost basis gets reconstructed from memory. Build the file now, while the data still exists.
- CryptoThe dollar in your stablecoin isn't always a dollarStablecoins hold their value until the day they don't. What's actually behind the peg, how it breaks, and the questions to ask before you park money there.
- CryptoWho should buy the bitcoin ETF and who should hold the coinOne is a line in your brokerage account. The other is 24 words on a piece of steel. The right answer depends on the account, the amount, and who inherits it.
- CryptoHardware wallets compared, plainlyWhich device to buy, what the marketing leaves out, and why the backup you write down matters more than the hardware you buy.
- CryptoThe crypto handover your family will actually be able to followMost self-custody setups die with the person who built them. A written, tested handover takes one afternoon and saves your family months of guessing.
22 September 202616 pieces
- CryptoRead the filing before you believe the storyAn order of operations for sizing up a company or a token in ninety minutes, and the tells that should make you slow down.
- CryptoHolding your own crypto without losing it to your own mistakeHackers aren't what wipes most people out. A bad backup, an untested restore, and one rushed transaction are.
- CryptoCatching up on Bitcoin after ignoring it for a decadeYou didn't miss the explanation. A plain walkthrough of what it's, what changed, how people actually lose money, and what to do about your keys.
- CryptoRead the filing before you buy the tickerA repeatable way to work out what a company actually does, how it makes money, and who gets paid first — and how to do the same for a token.
- CryptoIndex funds win the argument, but not the whole portfolioThe evidence favors buying the whole market. That still leaves room for a small, capped, honestly scored slice where you pick.
- CryptoHow to spot a crypto scam before your money is goneCrypto transfers don't reverse. So the whole defense has to happen in the five minutes before you hit send.
- CryptoHow people lose self-custodied crypto, and how not toMost self-custody losses aren't hacks. They're bad backups, mistyped addresses, and one person who never told anybody where the paper is.
- CryptoComing to Bitcoin Ten Years LateYou haven't missed the part that matters. Here's what bitcoin is, what changed while you ignored it, and the mistakes that cost people everything.
- CryptoGold and silver, and what metal actually doesMetal isn't an investment in the usual sense. It's insurance with a carrying cost. What to buy, what to skip, and how much is sane.
- CryptoRead the filings before you buy the tickerA working method for judging a business from its own documents, and how the same questions apply to a token.
- CryptoWhat a rate change actually does to your mortgage and your savingsOne percentage point moves a typical mortgage payment by about two hundred dollars a month. Most people never do the arithmetic. Do it once and it changes how you borrow.
- CryptoThe honest answer on index funds versus picking stocksPut the core of your money somewhere boring, then decide how much you can afford to spend on being clever.
- CryptoThe crypto scams that catch careful people tooMost crypto theft doesn't need to hack you. It needs you to click, sign, or send in a hurry — and here's how to break that habit.
- CryptoThe biggest threat to your crypto is your own filing systemMost self-custody disasters aren't hacks. They're a water-damaged card in a drawer, a backup nobody tested, and a family who had no idea it existed.
- CryptoBitcoin, explained for somebody who skipped the last decadeWhat it's, what changed while you weren't paying attention, and the four ways people lose money that have nothing to do with the price.
- CryptoCatching Up On Bitcoin After Ignoring It For Ten YearsWhat it's, how people actually hold it, the ways households lose money on it, and how to decide whether you want any at all.