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The yard work that pays after the mower goes in the shed

Mulch, leaf cleanup and spring prep pay well per hour, but only for about eight weekends a year. Here's the math, the gear and the catches.

By Ray Okonkwo · Money & Business6 min read
The yard work that pays after the mower goes in the shed

Quick answer: Mulch, leaf and spring cleanup jobs can pay better per hour than mowing, because fewer people want to do them. The catch is the calendar. You get roughly four good weekends in fall and four in spring, so this is a seasonal bonus, not a paycheck. It's worth it if you already own a truck or trailer and a strong back. It's not worth it if you'd be buying both to get started.

Why the calendar is the whole business

Anybody with a mower can cut grass. That's why mowing prices get pushed down. Hauling six yards of mulch, clearing a quarter acre of wet oak leaves or cutting back a neighbor's overgrown beds is harder, heavier and dirtier. Fewer people will do it, and homeowners know it.

But the demand arrives all at once. Leaves come down in a few weeks. Everyone wants fresh beds before the same Memorial Day cookout. You'll turn down work in peak weeks and have none in January.

So the winning move is to sell the calendar, not the task. In October, go back to every mowing customer and every neighbor you've helped. Offer a fall cleanup and a spring bed package, booked together. A customer who's signed up in the fall hands you spring work before the first crocus.

What the work actually is

Mulch. Do the math before you quote. A cubic yard covers about 100 square feet at three inches deep. At two inches it covers about 160. A 600-square-foot set of beds at three inches takes about five and a half yards.

Measure the beds. Count the yards. Don't eyeball it, because running out halfway through means a second trip on your own dime.

Buy in bulk from a landscape supply yard, not bagged from a big box store. A yard of bulk is about 13 bags' worth, and bulk is almost always cheaper per cubic foot. Wet mulch is heavy, so check your truck's payload rating. A bed full of mulch can be more weight than the truck was built for.

Do it right, too. Keep mulch a couple of inches back from tree trunks and house siding. Those mulch volcanoes you see piled against trunks hold moisture against the bark and aren't good for the tree. A customer who watches you do it correctly will remember it.

Leaf cleanup. Dry leaves are a blower job. Wet leaves are a rake-and-tarp job, and they weigh far more than you'd guess. Know where the leaves go before you quote. Some towns run curbside vacuum trucks, some require paper bags, some ban burning or blowing leaves into the street, and some yard-waste drop-offs charge by the load. One phone call to the town saves you from eating a dump fee on a fixed-price job.

Also ask whether the customer wants them hauled at all. Many lawns do fine with leaves shredded by a mower in light layers. It's less work for you and a cheaper bill for them.

Spring prep. This is the quiet moneymaker. Cut back dead perennials. Pull winter debris out of beds. Edge the bed lines with a flat spade. Rake out matted leaves. Clear gutters if you're comfortable on a ladder and insured for it. Then mulch.

One warning. Applying weed killer or pre-emergent products for money may require a license in your state. Check with your state's agriculture department before you offer it. Skip it until you know.

The honest math

These are pretend numbers. Swap in yours. This is arithmetic, not a forecast.

Say bulk mulch costs you $40 a yard. A 5.5-yard job costs $220 in material. Plan on about an hour per yard for your first jobs, covering loading, hauling and spreading. Time your first real job and use that number, not mine.

At $60 an hour, labor is $330. Add a modest markup on the material and you're quoting around $580 for the job. Say a typical fall leaf cleanup runs about $300.

Now stretch that over a season. Ten mulch jobs and ten leaf jobs is about $8,800 gross. Subtract $2,200 in mulch. Subtract fuel, dump fees, insurance and the blower you'll eventually burn out. Call that another $1,000. You're near $5,600 before taxes, for roughly twenty Saturdays or evenings of hard work.

That's real money. It's also not a living, and it's not hourly pay all year. Divide it by the hours you actually worked, including quoting, driving and loading, and be honest about what comes out.

Startup cost, taxes and insurance

If you already own a pickup or a trailer, the startup cost is small: leaf rakes, a few tarps, a wheelbarrow, flat and round shovels, a bed edger, pruners, loppers and good gloves. The one real purchase is a backpack blower, and it's the tool that decides how fast leaf jobs go. If you'd have to buy a truck to start, don't. Rent a trailer when you need one, or look at what renting out your trailer and tools pays to see how the other side of that deal works.

Taxes. Net profit from side work is self-employment income. Self-employment tax runs 15.3 percent on top of regular income tax, and you generally owe it once net earnings reach $400. Mulch you bought for a customer is a business cost. Keep every receipt. The piece on what to set aside for taxes on side income from dollar one walks through it. A tax professional can tell you what applies to you.

Insurance. Your homeowner's policy generally doesn't cover business work. Your personal auto policy may not cover hauling for pay. Call your agent and ask both questions before the first job. Ask what general liability costs for a small yard operation. Then ask what happens if a customer's window takes a rock from your blower or your trailer hitch lets go on the highway. If you hire a helper, your state may require workers' compensation coverage. Ask a professional, not a forum.

When to skip it

  • You'd need to buy a truck or trailer, a blower and insurance to get started, and your first season's profit wouldn't cover them.
  • Your neighborhood already has a full-time crew with a mulch blower and a dump trailer. You'll lose on speed and price.
  • Your back isn't up to it. Mulch season punishes a bad back.
  • You can't say no. Without a cap, you'll take every job the first weekend and be done by noon on the second.

Make it a repeat business

Leave every yard better than you found it. Sweep the driveway. Rake the walkway. Haul away your own cuttings and take the empty bags with you. If the customer's trash can was left in the street, put it back where you found it.

Bring a kid along if you have a teenager who needs a first job. Paid work beside you, with a boss who shows up on time, teaches more than a summer of video games ever will.

If the phone keeps ringing and you're turning work away, read when a side hustle should become a business and when it shouldn't. For now, book your first three fall jobs with people you know. Do them cleanly. Ask each one for a name.

Ray Okonkwo

Money & Business

Former commercial banker turned small-business owner. Covers salary, credit, margins and the arithmetic nobody does before signing.

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