Skills

The practical things a capable man can do. Short guides, no filler, no life story first.

The BRO Survival & Preparedness GuideThe printable family manual: a kit and go-bag builder, water and food calculators, the core skills and a family emergency plan.Get ready, calmly

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How to cover health insurance if you retire before 65

COBRA, the marketplace, a spouse's plan or part-time work, plus the income lever most early retirees don't know they're holding.

GuideSide HustlesSam Ortiz23 Sept 20266 min

Tutoring After Work Pays Well If You Pick the Right Subject

Algebra II and chemistry pay double what general homework help pays, and the families who need them are all standing in the same three places.

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Give me something to do with my kids this weekend

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GuideReal EstateRay Okonkwo23 Sept 20266 min

How To Read The Loan Estimate Lenders Hope You Skim

Three pages, one form, and a few boxes that tell you whether the rate you were quoted is actually the deal you're getting.

GermProof.com — An invisible germ barrier on your skin for hours

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Retirement6 min read

Medicare Advantage or Medigap and How to Actually Decide

One choice at 65 is easy to make and hard to undo. Know how the two paths differ before the mailers start piling up in your driveway.

Poll

When did you last ask for a raise?

GuideSide HustlesRay Okonkwo23 Sept 20267 min

Weekend Pressure Washing and What It Actually Pays

The machine spec that matters, how to set a price that isn't a donation, and the ten customers that decide whether this works.

GuideReal EstateRay Okonkwo23 Sept 20266 min

Fixed, Adjustable, FHA, VA and Conventional Loans Side by Side

Five loan types, what each one actually costs you per month, and the fine print that bites buyers who only shopped the rate.

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GuideRetirementRay Okonkwo23 Sept 20266 min

Medicare Parts A, B, C and D Without the Alphabet Soup

What each part actually pays for, the seven-month window you can't miss, and the one deadline that quietly costs you money for the rest of your life.

Quiz

Is your money actually in order?

Six questions. No email required, no sales pitch at the end.

GuideTradesAde Fisher23 Sept 20266 min

From the Tools to Foreman to Owner Without Going Broke

The skills that make you the best hand on the crew aren't the skills that run one. What actually changes at each jump, and what it costs you.

GuideReal EstateRay Okonkwo23 Sept 20266 min

How to win a bidding war without waiving your inspection

Sellers pick offers on certainty, not on how much protection you gave away. Here's how to look like the safe bet and still keep your outs.

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Pressure-test my business idea

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GuideRetirementRay Okonkwo23 Sept 20266 min

Retiring Early And The Bridge Years Nobody Plans For

Leaving work at 55 means a decade before Medicare and years before you can touch an IRA without a penalty. That gap is the whole job.

Coconut.com — Tell us when. We find where the sun is.

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GuideTradesNina Castellan23 Sept 20266 min

Breaking Into the Trades When You're the Only Woman on the Crew

Harness fit, apprenticeship math, the tools that suit a smaller frame, and how respect actually gets earned on a jobsite.

Poll

Where does your phone charge overnight?

GuideReal EstateRay Okonkwo23 Sept 20266 min

Closing Costs Line by Line, and Which Ones You Can Haggle

Page 2 of your Loan Estimate is where a few thousand dollars quietly changes hands. Learn to read it, and you'll get some of that money back.

GuideRetirementRay Okonkwo23 Sept 20266 min

How to Catch Up on Retirement When You Start at Fifty

Seventeen working years is a long runway. The math is less forgiving than it was at thirty, but it still works if you stop apologizing and start moving.

Ivermectin.com — Tracked USPS delivery, no clinic visit

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GuideTradesAde Fisher23 Sept 20266 min

Apprentice to Master Electrician and What Each Step Pays

Four to five years of paid work, 8,000 hours on the books, and a code exam that eats people who wing it. The real path, the money, the trade-offs.

Quiz

Does your wardrobe actually fit you?

Five questions, honestly answered, and a plan for the next fortnight.

Real Estate6 min

What Moves Mortgage Rates And What You Can Actually Control

Retirement6 min

How to decide whether your next dollar goes Roth or traditional

Ask BRO

Rehearse the raise conversation with me

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StoryNewsJosh Halloran23 Sept 20266 min

The Census Sets Your District for the Next Ten Years

New York lost a House seat in 2021 by 89 people. That's how thin the margin is between a headcount and political power.

Dude.com — 16 advisers who listen, talk and pray with you

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$Run The Rent Versus Buy Math For Your Own Town$

Real Estate5 min read

Run The Rent Versus Buy Math For Your Own Town

Most rent-versus-buy advice is a slogan. Get these six numbers off your own street and the answer stops being a guess.

Poll

How many days a week are you actually training?

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