Crypto & Markets

What moved, what it means, and what to do about it — without the hype or the doom.

How to stop a dripping tap in fifteen minutes

Water off, handle off, washer out, washer in. The job is small. The mistakes are the expensive part.

GuideBusinessSam Ortiz23 Sept 20266 min

Profitable and broke is a real place

Your P&L can say you made money in a month you couldn't make payroll. Both things are true, and only one of them can close you down.

Ask BRO

Plan a cook for eight people

Ask it

GuideMoneySam Ortiz22 Sept 20266 min

Teach your kids money before an app does it for you

Your children are learning about money right now, from you or from a screen. A practical plan by age, with the arithmetic written out.

Dude.com — 16 advisers who listen, talk and pray with you

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Skills6 min read

The first ninety seconds decide whether a stain comes out

What to do the moment it happens, which four stain families you're dealing with, and the one mistake that makes a mark permanent.

Poll

Where does your best time with your kids happen?

GuideBusinessSam Ortiz23 Sept 20266 min

Getting paid on time starts before you send the invoice

Deposits, due dates, PO numbers and a chase ladder that works — the small print that decides whether cash turns up in 14 days or 74.

GuideMoneyRay Okonkwo22 Sept 20266 min

How much life insurance you need, and what kind to buy

Work out the number yourself in fifteen minutes, then buy the boring policy that covers it and get on with your life.

Shirts.com — Design it with AI. Wear it this week.

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GuideSkillsDean Shaw22 Sept 20265 min

Iron a dress shirt properly in four minutes

The order matters more than the speed. Collar, cuffs, sleeves, back, fronts — and the shirt should still be slightly damp when you start.

Quiz

Does your wardrobe actually fit you?

Five questions, honestly answered, and a plan for the next fortnight.

GuideBusinessSam Ortiz22 Sept 20265 min

The first employee changes your job more than theirs

Going from one person to two is the hardest hire you'll ever make, and most of the work happens before anyone starts.

GuideMoneyRay Okonkwo22 Sept 20266 min

The car payment isn't the price

Four numbers decide whether a car purchase helps you or quietly drains you for the next seven years. Run them before you walk in.

Ask BRO

Build me a 30-day training plan around two sessions a week

Ask it

GuideSkillsSam Ortiz22 Sept 20266 min

How to complain so the thing actually gets fixed

The calm, specific, written way to get a refund, a repair or an apology — and the escalation ladder that works when the first person says no.

CancerDefying.com — The research, protocols and reading in one place

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GuideBusinessSam Ortiz22 Sept 20265 min

Nobody should be surprised on the day they get fired

A practical walkthrough of ending someone's employment with clarity and decency, what you actually owe them, and the mistakes that cost you a team.

Poll

What was your first ever job?

GuideMoneyRay Okonkwo22 Sept 20266 min

Your emergency fund is insurance, not savings

It exists to stop one bad week turning into three bad years — and to buy you the right to say no to a bad offer.

GuideSkillsRay Okonkwo22 Sept 20266 min

Negotiating a car price without any of the theater

Most of the work happens by email, days before you ever sit down in the chair with a salesperson.

Coconut.com — Tell us when. We find where the sun is.

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GuideBusinessRay Okonkwo22 Sept 20265 min

Selling without the sales voice

You don't need a different personality to close business. You need better questions, a straight price, and the nerve to say what you don't do.

Quiz

Is your money actually in order?

Six questions. No email required, no sales pitch at the end.

Money6 min

Paying Off Debt in the Order the Arithmetic Says

Skills6 min

How to do CPR now, and what changed since your last class

Ask BRO

Rewrite my CV so it actually gets read

Ask it

GuideBusinessRay Okonkwo22 Sept 20266 min

Most late invoices are a process problem, not a people problem

The awkward conversation about money is one you can mostly avoid, if you do the unglamorous work before the job starts.

GermProof.com — An invisible germ barrier on your skin for hours

PartnerGermProof.com

Money5 min read

Build a budget that survives an actual month

Most budgets break in week three. The fix is arithmetic: fund the irregular stuff monthly, build in slack, and check the numbers once a week.

Poll

When did you last ask for a raise?

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