Taxes in The Self-Employed Man

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Putting Your Kids to Work in a Family Side Business

The real hours, the real margin, the payroll rules for hiring your own kids, and the point where it stops being worth it.

GuideReal EstateRay Okonkwo23 Sept 20266 min

The Repairs That Sell A House And The Ones That Don't

Spend the money where a buyer's eyes and an inspector's flashlight actually land, and leave the granite alone.

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GuideRetirementRay Okonkwo23 Sept 20266 min

What to Check Before You Retire to a Small Town

The view sells the house. The hospital, the well, the tax bill and the internet decide whether you stay.

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Side Hustles6 min read

How To Price Side Work So You're Not Making Five Dollars An Hour

Most side hustles don't fail on demand. They fail on arithmetic. Run these numbers before you send the next quote.

Poll

Where does your phone charge overnight?

GuideReal EstateRay Okonkwo23 Sept 20266 min

Price Your House Right In Week One Or Watch It Go Stale

The first ten days on the market decide your sale price. Here's how to set the number, read the feedback, and cut once instead of four times.

GuideRetirementRay Okonkwo23 Sept 20266 min

How to pick a low-tax retirement state without getting burned

No income tax sounds great until the property bill and the homeowners premium show up. A plain-English way to compare states before you move.

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GuideSide HustlesWes Dunbar23 Sept 20266 min

What a Cord of Firewood Actually Pays

Real hours, real startup cost, and the cash-flow trap nobody mentions before you buy the splitter.

Quiz

Does your wardrobe actually fit you?

Five questions, honestly answered, and a plan for the next fortnight.

GuideReal EstateRay Okonkwo23 Sept 20266 min

Check The Well Before You Fall For The Farmhouse

Ten acres, a red barn and a wraparound porch can hide a two-gallon-a-minute well and a septic field nobody's touched since Reagan. Look here first.

GuideRetirementRay Okonkwo23 Sept 20265 min

Downsizing Sounds Like Free Money Until You Run the Numbers

Selling the family house rarely frees up as much cash as the kitchen-table math suggests. Do it anyway if the numbers work, but do the real numbers first.

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GuideSide HustlesSam Ortiz23 Sept 20266 min

The Teen Side Hustles Worth Your Kid's Saturday

Babysitting, mowing and dog walking still work. What they actually pay, what they cost to start, and the tax and insurance parts nobody mentions.

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GuideReal EstateRay Okonkwo23 Sept 20266 min

Buying a cabin you'll actually use, and maybe rent out

Decide how you'll use it before you talk to a lender, because that one answer changes your rate, your insurance, your taxes and your town permit.

Poll

What was your first ever job?

GuideRetirementRay Okonkwo23 Sept 20266 min

How to decide whether your next dollar goes Roth or traditional

One question settles most of it, and almost everybody gets the math backwards the first time they try.

GuideSide HustlesDean Shaw23 Sept 20266 min

Your Driveway Detailing Business Starts With Two Buckets

The kit worth buying, the hours a full detail really takes, and the customer who pays you every six weeks without being asked.

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GuideReal EstateRay Okonkwo23 Sept 20266 min

What A 1031 Exchange Actually Does, And Where It Blows Up

The rules are simple enough to fit on a napkin. People still wreck them, usually in the first ten minutes of closing.

Quiz

Is your money actually in order?

Six questions. No email required, no sales pitch at the end.

Retirement6 min

401k, traditional IRA and Roth IRA explained without jargon

Side Hustles6 min

What Renting Out Your Trailer and Tools Actually Pays

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Pressure-test my business idea

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GuideReal EstateNina Castellan23 Sept 20267 min

Moving Your Family 1,200 Miles Without Losing a Month to It

Work backward from the school calendar, lock the delivery window in writing, and know which box the kids open first.

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Trades6 min read

Licensing, Insurance and Your First Ten Customers

You can be running your own trade business a year from now. The order you do things in decides whether you make money or just make noise.

Poll

When did you last ask for a raise?

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