Cash flow in The Self-Employed Man

Only Cash flow: the latest headlines first, then BRO’s own Cash flow stories and video. All of Self-Employed Men →

GuideRay OkonkwoNov 5, 20265 min

One business account and a Friday habit beat any software

Most guys don't need an app to fix their books. They need to stop paying for diesel with the same card they use at the grocery store.

Hire the second guy when the first one can run a job alone

GuideRay OkonkwoSep 25, 20266 min

Your January was decided back in July

GuideRay OkonkwoSep 24, 20266 min

Quarterly taxes and the one rule that ends the April ambush

Price the breakdown, not the machine

GuideMoneyRay OkonkwoNov 8, 20265 min

The $669 rental that actually loses $173 a month

Self-Employed Men on video

Worth an hour of your evening

From channels we rate. Plays on YouTube.

The FuturDec 26

Pricing Design Work & Creativity - Stop Charging Hourly

Cheryl C PerezSep 10

Pricing Your Consulting Services Like a PRO!

The FuturNov 17

3 Pricing Strategies - How To Price Your Service 2024

Jason WhalingAug 31

How Much To Charge? Consulting Pricing Strategy

Ian JohnsonDec 13

Calculating Hourly Rates for a Contractor or Small Business

Annette Ferguson - Accountant + Profit SpecialistJul 27

How to Price Correctly For a Service-Based Business

JobberMar 24

Pricing Strategies for Home Service Businesses: Get More PROFIT

Jermaine McdonaldNov 1

How to Price Your Service as An Entrepreneur | Self-Employed or Freelancer

Contractor Fight TVSep 7

Your Contractor Pricing Guide | TCF808

Cereal Entrepreneur - Jordan SteenDec 24

PRICING DIGITAL MARKETING SERVICES? [Do It Right]

Michael Ruger - Greenbush Financial GroupSep 22

Understanding Self-Employment Tax: A Guide for the Newly Self-Employed

Financial AwarenessJan 22

Self Employed Taxes Explained & Tax Tips

Ginny Silver - California Small Business CoachJan 29

How to File Self Employed Taxes - First Time Self Employed Tax Return, LLC, Sole Proprietor

Jamie TrullJan 18

Filing Taxes for Self-Employed 2026 [Beginner Guide 2026]

carriebloggerMar 5

Self-Employed Taxes: What Freelancers NEED to Know

Jackson HewittAug 18

Self-employment taxes explained

Your busy months are where seasonal income goes wrong

The slow season gets the blame, but the damage is usually done in the good months. Set a floor, pay yourself a steady check, and stop guessing.

GuideBusinessRay OkonkwoNov 8, 20265 min

The sticker price is just the down payment

A $6,500 machine can cost you more than a $10,500 one by year four. Here's the math to run before you sign anything.

Ask BRO

What should I wear to this?

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GuideStartupsRay OkonkwoNov 5, 20265 min

The job that flatters you is usually the one that costs you

Big names, "great exposure" and steady volume feel like wins. Run the real hourly number before you say yes, and say no without burning the bridge.

PartnerWhackAWoke.com

Self-Employed Women5 min read

Hire help when you can write the job on one page

The right moment to bring on your first contractor has little to do with how busy you feel. It has to do with what you can hand over in writing.

Poll

When did you last ask for a raise?

GuideMoneyRay OkonkwoOct 22, 20265 min

What a small business really costs before it pays you

The filing fee isn't what sinks people. The gap between spending money and collecting it is. Here's the arithmetic for year one.

GuideStartupsRay OkonkwoSep 23, 20265 min

Buy the tool before you hire the person

A second set of hands costs a lot more than the paycheck. Run the payback math on the machine first, and be honest about what it can't do.

Dude.com — 16 AI advisers who listen, talk and are here with you

PartnerDude.com

GuideSelf-Employed WomenRay OkonkwoSep 26, 20266 min

The money in your business account isn't yours yet

Most self-employed women don't have a tax problem. They have a bank balance that lies to them. Fix that, and April gets boring.

Quiz

Is your money actually in order?

Six questions. No email required, no sales pitch at the end.

GuideMoneyRay OkonkwoSep 23, 20265 min

Pay yourself a salary when the work won't

Trades, commission and seasonal work don't pay monthly. Your mortgage does. Here's the arithmetic that closes the gap.

GuideBusinessRay OkonkwoSep 23, 20266 min

What to check in the books before you buy somebody's business

The seller's P&L is a sales document. The bank statements are the truth. Start there and work outward.

Ask BRO

Rewrite my CV so it actually gets read

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GuideSelf-Employed WomenNina CastellanSep 25, 20266 min

Your rate isn't your old salary divided by forty hours

Most women going solo price like employees and wonder where the money went. The math that fixes it takes one evening and a calculator.

Shirts.com — Design it with AI. Wear it this week.

PartnerShirts.com

GuideStartupsRay OkonkwoSep 23, 20266 min

One Hour on Friday Is All Your Books Need

Do your bookkeeping in a fixed weekly hour and you'll always know three numbers that decide whether your business lives.

Poll

Where does your phone charge overnight?

GuideRetirementRay OkonkwoSep 23, 20266 min

When To Pay Off The Mortgage Before You Retire

The payoff decision isn't really about the interest rate. It's about which account the money comes out of, and what that does to your tax bill.

GuideSelf-Employed WomenNina CastellanSep 25, 20266 min

Your side hustle is ready when it's costing you to keep the job

Matching your salary isn't the signal. The real test is a different number, a waitlist and a cash cushion, and most women quit on the wrong one.

Delicious.com — Nine thousand recipes and a plan for tonight

PartnerDelicious.com

GuideReal EstateRay OkonkwoSep 23, 20266 min

What a Property Manager Actually Does for That 8 Percent

The monthly fee is the easy number to compare. The leasing fee, the repair markup and the 11 p.m. phone call are where this decision really gets made.

Quiz

Does your wardrobe actually fit you?

Five questions, honestly answered, and a plan for the next two weeks.

Startups6 min

The first year with your name on the van

Business6 min

Rolling reserves, chargeback ratios and the numbers that bite

Ask BRO

Give me something to do with my kids this weekend

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GuideStartupsRay OkonkwoSep 23, 20266 min

The hourly number you need before you quote another job

Most small service businesses price off what the guy down the road charges. Do the arithmetic on your own costs first, then decide what to do about the market.