Self-Employed Couples

Running a business together and staying married: roles, money, decisions and leaving work at the door.

The BRO Code. What to do, what not to do, and a few laughs on the way.

Do's & Don'ts: Husbands Do's & Don'ts: Wives Do's & Don'ts: Business Owners

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What Sells at the Farmers Market and What Just Sits There

Cottage food law, a 30-inch home oven, and the honest math on an 18-hour week spent behind a folding table.

GuideRetirementRay OkonkwoSep 23, 20265 min

What Goes Away From Your Budget At Retirement, And What Grows

Your spending doesn't fall off a cliff when the paychecks stop. It changes shape, and the parts that grow are the ones nobody budgets for.

Ask BRO

Rehearse the raise conversation with me

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GuideReal EstateRay OkonkwoSep 23, 20266 min

Selling your house yourself and what it really costs you

For-sale-by-owner can keep real money in your pocket, but only if you know which half of the commission you're actually saving and which jobs land on you.

Shirts.com — Design it with AI. Wear it this week.

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Side Hustles6 min read

Photography Side Work Pays by the Edit, Not the Shoot

Real estate listings, fall family sessions, event nights: the startup bill, the hours nobody counts, and the point where you should walk away.

Poll

When did you last ask for a raise?

GuideRetirementRay OkonkwoSep 23, 20266 min

The Scam Call That Sounds Exactly Like Your Grandson

Three scripts hit retirees hardest, and one household rule stops all three. Set it up this week, before the phone rings.

GuideReal EstateRay OkonkwoSep 23, 20266 min

What a Property Manager Actually Does for That 8 Percent

The monthly fee is the easy number to compare. The leasing fee, the repair markup and the 11 p.m. phone call are where this decision really gets made.

Delicious.com — Nine thousand recipes and a plan for tonight

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GuideSide HustlesRay OkonkwoSep 23, 20266 min

Don't Lose Your Day Job Building Your Side Hustle

The clauses in your employment agreement that actually matter, how to run the hours, and the tax and insurance stuff nobody tells you until it's late.

Quiz

Is your money actually in order?

Six questions. No email required, no sales pitch at the end.

GuideRetirementRay OkonkwoSep 23, 20266 min

Hiring A Financial Adviser Without Getting Sold Something

Two words decide most of it, and you can verify them for free in about ten minutes before you ever shake the guy's hand.

GuideReal EstateRay OkonkwoSep 23, 20266 min

How to read your property tax assessment and appeal it

The notice in your mailbox starts a clock, usually 30 to 45 days. Here's what the number means, which exemptions you're owed, and how to fight a bad one.

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Plan a cook for eight people

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