Insurance in The Self-Employed Man

Only Insurance: the latest headlines first, then BRO’s own Insurance stories and video. All of Self-Employed Men →

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Build a family emergency binder in one weekend

Three short sessions, one binder, and the end of ever hunting for your insurance policy number at 1 a.m.

GuideBRO for HerNina Castellan23 Sept 20266 min

Money in the first ninety days after your husband dies

Ten death certificates, one frozen checking account, and the decisions you should refuse to make until next year.

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Build me a revision plan that I will actually stick to

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GuideHow ToCal Brennan23 Sept 20266 min

How to Find a Family Doctor Who's Taking New Patients

The directory lies, the phone tree stalls, and the good practices fill up quietly. Work it in this order and you'll have a real doctor in about two weeks.

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Marriage6 min read

How to Know You Need a Marriage Counselor and How to Find One

Most couples wait years too long, then pick the first name their insurance spits out. Do it the other way around.

Poll

Where does your phone charge overnight?

GuideAutosRay Okonkwo23 Sept 20265 min

Call Your Insurance Agent Before Your Teenager Gets a Permit

The discounts, the deductibles and the one coverage you should raise instead of cut when a sixteen-year-old joins your policy.

GuideHow ToDean Shaw23 Sept 20266 min

How to Contest a Traffic Ticket and Keep Points Off Your License

Plead not guilty before the date on the citation, ask for the officer's evidence, then decide whether to fight or deal. The order matters.

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GuideHealthRay Okonkwo23 Sept 20266 min

The Four Numbers That Decide What Your Health Plan Costs

Premium, deductible, coinsurance, out-of-pocket max — plus the network rule that quietly does more damage than all four combined.

Quiz

Does your wardrobe actually fit you?

Five questions, honestly answered, and a plan for the next fortnight.

GuideAutosDean Shaw23 Sept 20266 min

What a Classic Car Actually Costs You Every Year

The purchase price is the cheap part. Insurance, storage and the stuff nobody warns you about is where the money actually goes.

GuideHow ToRay Okonkwo23 Sept 20267 min

How to Switch Health Insurance Plans During Open Enrollment

You don't cancel the old plan first. You pick the new one, confirm the effective date, and pay the first premium before January 1.

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GuidePreparednessWes Dunbar23 Sept 20266 min

Flood Prep Starts Thirty Days Before the Rain

Flood insurance has a waiting period, sandbags have a limit, and a foot of water will float your truck. Sort all three now, while it's dry.

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GuideAutosDean Shaw23 Sept 20266 min

The First Ten Minutes After a Crash Decide the Next Six Months

Your hands will shake and your memory will lie to you. Work the list instead, and shoot the twelve photos that settle the argument later.

Poll

What was your first ever job?

GuideHow ToRay Okonkwo23 Sept 20266 min

How to Freeze Your Credit After a Data Breach

Three bureaus, about twenty minutes, zero dollars. Federal law made freezes free in 2018, and it's still the cheapest insurance you'll ever buy.

GuideDogs & PetsRay Okonkwo23 Sept 20266 min

When Pet Insurance Pays and When It's a Waste of Money

The policy is for the $6,000 night at the emergency clinic, not the $95 annual checkup. Know which dials to turn before you buy.

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GuideAutosDean Shaw23 Sept 20266 min

What to Do and Photograph in the First Ten Minutes After a Crash

Adrenaline makes you stupid for about five minutes. Have a plan so your hands know what to do while your brain catches up.

Quiz

Is your money actually in order?

Six questions. No email required, no sales pitch at the end.

Gadgets6 min

Buy the memory card before you buy the dash cam

Be a Man6 min

Buy the term policy before your next birthday

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Pressure-test my business idea

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GuideAutosRay Okonkwo23 Sept 20265 min

What to do before you add your teenager to the policy

The rate hike is real, but most of it is negotiable if you start during the permit year instead of the week after the road test.

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Autos6 min read

Buy the boring car your teenager doesn't want

Insurance quote first, horsepower last, and new tires before anything else. How to pick a first car that protects a new driver instead of flattering him.

Poll

When did you last ask for a raise?

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