The Self-Employed Man

Be your own boss and still pay the bills: clients, pricing, taxes, tools and time for your family.

The BRO Code. What to do, what not to do, and a few laughs on the way.

Do's & Don'ts: Men Do's & Don'ts: Business Owners

Price the gap before you pick the retirement date

Leave work at sixty and Medicare is five years away. Work out what that bridge costs before you set the date, not after.

NewsNewsBRO DeskOct 25, 20261 min

Brazil votes Sunday in presidential race after no first-round winner

Neither Lula nor Flavio Bolsonaro won a majority earlier this month, so voters return to the polls.

Ask BRO

Build me a revision plan that I will actually stick to

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GuideCryptoRay OkonkwoOct 17, 20265 min

Your address is public. Your seed phrase had better not be.

Three terms get used as if they mean the same thing. They don't, and mixing them up is how people lose money they can't get back.

Dude.com — 16 AI advisers who listen, talk and are here with you

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Business6 min read

The tax deadline you didn't know you had is the expensive one

Most owners can handle the bill. It's the filing nobody told them about that costs real money. Build your calendar before the notice shows up.

Poll

Where does your phone charge overnight?

GuideSide HustlesRay OkonkwoOct 17, 20266 min

Selling Used Youth Sports Gear to Parents Who Are Out of Time

Kids outgrow cleats in a season, and parents buy the week before practice. Here's what the gear flip really pays, and when it isn't worth your Saturday.

GuideReal EstateRay OkonkwoOct 17, 20266 min

The most expensive part of a country house is underground

A failed drainfield can cost more than a new truck. Find out what's in the ground before you sign, not after the first wet spring.

Shirts.com — Design it with AI. Wear it this week.

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GuideRetirementRay OkonkwoOct 17, 20266 min

Give from the account the IRS is waiting on

Writing a check from checking is the most expensive way to give. Three better routes for retirees, and one mistake that costs heirs real money.

Quiz

Does your wardrobe actually fit you?

Five questions, honestly answered, and a plan for the next two weeks.

GuideCryptoRay OkonkwoOct 17, 20265 min

Why the futures Bitcoin ETF costs more than its fee says

Spot and futures Bitcoin ETFs look alike on a brokerage screen. Over a few years, they don't behave alike, and the gap isn't only the expense ratio.

GuideBusinessRay OkonkwoOct 17, 20265 min

Stop doing the work when your hour is worth more than the job

Being the best hand in the shop is how you got here. It's also what caps you. Here's how to know when to step back, and what to hand off first.

Ask BRO

What should I wear to this?

Ask it

GuideSide HustlesRay OkonkwoOct 17, 20265 min

What to charge a local shop to run its social media

Flat monthly fees, a fixed list of deliverables and about eight hours per client. The real numbers on a side hustle that pays only if you're organized.

Delicious.com — Nine thousand recipes and a plan for tonight

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GuideReal EstateRay OkonkwoOct 17, 20266 min

Your lender wants a survey. Read it before you sign.

The survey tells you where your land stops. It also leaves out plenty, and the gaps are where neighbor fights start.

Poll

How often do you see your closest friends?

GuideRetirementRay OkonkwoOct 17, 20266 min

A dollar from your IRA and a dollar from your Roth aren't equal

Same spending, different accounts, very different tax bills. How retirement withdrawals actually get taxed, and why the bracket chart is only half the story.