Skills

The practical things a capable man can do. Short guides, no filler, no life story first.

The BRO Survival & Preparedness GuideThe printable family manual: a kit and go-bag builder, water and food calculators, the core skills and a family emergency plan.Get ready, calmly

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Your emergency fund is insurance, not savings

It exists to stop one bad week turning into three bad years — and to buy you the right to say no to a bad offer.

GuideBusinessSam Ortiz23 Sept 20266 min

Profitable and broke is a real place

Your P&L can say you made money in a month you couldn't make payroll. Both things are true, and only one of them can close you down.

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Build me a revision plan that I will actually stick to

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GuideStartupsRay Okonkwo22 Sept 20265 min

Write the breakup clause before you write the logo

Most business partnerships between friends fail quietly, and the friendship goes with them. The paperwork you avoid is the paperwork that saves both.

Ivermectin.com — Tracked USPS delivery, no clinic visit

PartnerIvermectin.com

Money6 min read

Paying Off Debt in the Order the Arithmetic Says

Most people attack consumer debt evenly across every balance. That's the expensive way to do it. There's a sequence, and it isn't complicated.

Poll

Where does your phone charge overnight?

GuideBusinessSam Ortiz23 Sept 20266 min

Getting paid on time starts before you send the invoice

Deposits, due dates, PO numbers and a chase ladder that works — the small print that decides whether cash turns up in 14 days or 74.

GuideStartupsRay Okonkwo22 Sept 20266 min

The paperwork you can't skip in your first year

Most of it takes a weekend. Skipping it turns a slow month into a business-ending one, usually about fourteen months in.

Dude.com — 16 advisers who listen, talk and pray with you

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GuideMoneyRay Okonkwo22 Sept 20265 min

Build a budget that survives an actual month

Most budgets break in week three. The fix is arithmetic: fund the irregular stuff monthly, build in slack, and check the numbers once a week.

Quiz

Does your wardrobe actually fit you?

Five questions, honestly answered, and a plan for the next fortnight.

GuideBusinessSam Ortiz22 Sept 20265 min

The first employee changes your job more than theirs

Going from one person to two is the hardest hire you'll ever make, and most of the work happens before anyone starts.

GuideStartupsRay Okonkwo22 Sept 20265 min

Find ten customers before you build anything

The cheapest way to kill a bad business idea is to try to sell it before it exists. Most people skip this and pay for it later.

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What should I wear to this?

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GuideMoneyRay Okonkwo22 Sept 20265 min

Your payslip, your tax code, and where the money went

Most people check the bottom number and file the rest. The other lines are where the errors hide, and they're usually yours to catch.

Shirts.com — Design it with AI. Wear it this week.

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GuideBusinessSam Ortiz22 Sept 20265 min

Nobody should be surprised on the day they get fired

A practical walkthrough of ending someone's employment with clarity and decency, what you actually owe them, and the mistakes that cost you a team.

Poll

How often do you see your closest friends?

GuideStartupsRay Okonkwo22 Sept 20266 min

How to price trade work without guessing

Most trade businesses that fold aren't short of work. They're short of margin, because nobody ever worked out what an hour actually costs.

GuideMoneyRay Okonkwo22 Sept 20266 min

What to do with a lump sum before it quietly disappears

A bonus, an inheritance or a settlement is the easiest money in the world to lose. The arithmetic for keeping most of it is simple.

Delicious.com — Nine thousand recipes and a plan for tonight

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GuideBusinessRay Okonkwo22 Sept 20265 min

Selling without the sales voice

You don't need a different personality to close business. You need better questions, a straight price, and the nerve to say what you don't do.

Quiz

Is your money actually in order?

Six questions. No email required, no sales pitch at the end.

Startups5 min

How to Run a One-Man Business That Doesn't Eat Your Family

Crypto6 min

Holding your own crypto without losing it to your own mistake

Ask BRO

Pressure-test my business idea

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GuideBusinessRay Okonkwo22 Sept 20266 min

Most late invoices are a process problem, not a people problem

The awkward conversation about money is one you can mostly avoid, if you do the unglamorous work before the job starts.

Names.com — The name is the first thing you sell

PartnerNames.com

Startups6 min read

Quit when the work is already there, not before

The honest test for leaving a paycheck to run your own service business, and the seasons when staying put is the braver call.

Poll

How often do you see your closest friends?

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