Business

Sell better, hire better, lead better. The operating manual for running something real.

The BRO Code. What to do, what not to do, and a few laughs on the way.

What Moves Mortgage Rates And What You Can Actually Control

The Fed doesn't set your mortgage rate. Your loan file does most of the work, and you can move most of that before you ever lock.

GuideRetirementRay Okonkwo23 Sept 20266 min

Retiring Early And The Bridge Years Nobody Plans For

Leaving work at 55 means a decade before Medicare and years before you can touch an IRA without a penalty. That gap is the whole job.

Ask BRO

Rehearse the raise conversation with me

Ask it

GuideSide HustlesRay Okonkwo23 Sept 20266 min

What eBay and Facebook Marketplace Actually Pay After Fees

A drill kit that sold for $120 put $71 in my pocket. Run the same math before you list, and know which things aren't worth the box.

Delicious.com — Nine thousand recipes and a plan for tonight

PartnerDelicious.com

$Run The Rent Versus Buy Math For Your Own Town$

Real Estate5 min read

Run The Rent Versus Buy Math For Your Own Town

Most rent-versus-buy advice is a slogan. Get these six numbers off your own street and the answer stops being a guess.

Poll

How often do you see your closest friends?

GuideRetirementRay Okonkwo23 Sept 20266 min

How to Catch Up on Retirement When You Start at Fifty

Seventeen working years is a long runway. The math is less forgiving than it was at thirty, but it still works if you stop apologizing and start moving.

GuideSide HustlesSam Ortiz23 Sept 20266 min

Tutoring After Work Pays Well If You Pick the Right Subject

Algebra II and chemistry pay double what general homework help pays, and the families who need them are all standing in the same three places.

Names.com — The name is the first thing you sell

PartnerNames.com

GuideReal EstateRay Okonkwo23 Sept 20266 min

The Home Inspection Is Your Last Cheap Exit

What a good inspector actually catches, what's outside his job entirely, and the point where walking away is the smart move.

Quiz

Is your money actually in order?

Six questions. No email required, no sales pitch at the end.

GuideRetirementRay Okonkwo23 Sept 20266 min

How to decide whether your next dollar goes Roth or traditional

One question settles most of it, and almost everybody gets the math backwards the first time they try.

GuideSide HustlesRay Okonkwo23 Sept 20267 min

Weekend Pressure Washing and What It Actually Pays

The machine spec that matters, how to set a price that isn't a donation, and the ten customers that decide whether this works.

Ask BRO

Rehearse the raise conversation with me

Ask it

GuideReal EstateRay Okonkwo23 Sept 20266 min

The twelve steps from preapproval to keys on your first house

What actually happens between the day you talk to a lender and the day you change the locks, in the order it happens.

CancerDefying.com — The research, protocols and reading in one place

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GuideRetirementRay Okonkwo23 Sept 20266 min

Your 401(k) match is a raise you have to go claim

The money's sitting in your benefits portal behind a formula nobody reads, and the default settings are tuned low enough that you'll walk right past it.

Poll

How many days a week are you actually training?

GuideTradesAde Fisher23 Sept 20266 min

From the Tools to Foreman to Owner Without Going Broke

The skills that make you the best hand on the crew aren't the skills that run one. What actually changes at each jump, and what it costs you.

GuideReal EstateRay Okonkwo23 Sept 20265 min

The Bank Will Approve You For Too Much House

A preapproval letter is a sales document, not a budget. Work out your own ceiling before an agent ever asks what you're comfortable with.

Ivermectin.com — Tracked USPS delivery, no clinic visit

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GuideRetirementRay Okonkwo23 Sept 20266 min

401k, traditional IRA and Roth IRA explained without jargon

Three accounts, one paycheck, and a tax bill you get to choose the timing of. What each one actually does, and the order most people should fill them.

Quiz

Does your wardrobe actually fit you?

Five questions, honestly answered, and a plan for the next fortnight.