Self-Employed Couples

Running a business together and staying married: roles, money, decisions and leaving work at the door.

The BRO Code. What to do, what not to do, and a few laughs on the way.

Do's & Don'ts: Husbands Do's & Don'ts: Wives Do's & Don'ts: Business Owners

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Move Your Old 401k Without Handing the IRS a Check

The difference between a clean rollover and a surprise tax bill usually comes down to one phrase you say on the phone.

GuideSide HustlesRay Okonkwo23 Sept 20266 min

When a Side Hustle Should Become a Business and When It Shouldn't

Four signals that it's time to go legitimate, the numbers that decide it, and the honest case for leaving a good hustle exactly as it is.

Ask BRO

Give me something to do with my kids this weekend

Ask it

GuideReal EstateRay Okonkwo23 Sept 20266 min

The Wire Transfer Is Where They Get You

Real estate fraud almost never looks like fraud. It looks like a routine email from your title company two days before closing.

Coconut.com — Tell us when. We find where the sun is.

PartnerCoconut.com

Retirement6 min read

Required minimum distributions don't have to wreck your tax year

The IRS eventually wants its cut of that 401(k). Learn how RMDs work, what the first year does to people, and the moves that soften the hit.

Poll

What was your first ever job?

GuideSide HustlesRay Okonkwo23 Sept 20266 min

Putting Your Kids to Work in a Family Side Business

The real hours, the real margin, the payroll rules for hiring your own kids, and the point where it stops being worth it.

GuideReal EstateRay Okonkwo23 Sept 20266 min

Financing Land When The Bank Won't Touch It

Raw land scares off most mortgage lenders. Here's the order of operations, the real documents, and the traps that kill land deals at closing.

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GuideRetirementRay Okonkwo23 Sept 20266 min

What Part-Time Work Does to Your Social Security Check

The earnings test isn't a penalty, the money comes back, and the real traps are hiding in Medicare and your HSA.

Quiz

Is your money actually in order?

Six questions. No email required, no sales pitch at the end.

GuideSide HustlesRay Okonkwo23 Sept 20266 min

How To Price Side Work So You're Not Making Five Dollars An Hour

Most side hustles don't fail on demand. They fail on arithmetic. Run these numbers before you send the next quote.

GuideReal EstateNina Castellan23 Sept 20267 min

Moving Your Family 1,200 Miles Without Losing a Month to It

Work backward from the school calendar, lock the delivery window in writing, and know which box the kids open first.

Ask BRO

Pressure-test my business idea

Ask it

GuideRetirementRay Okonkwo23 Sept 20265 min

Which Retirement Account To Spend From First

Taxable, then traditional, then Roth is the standard answer. It's a fine starting point and it's wrong often enough that you should know why.

Delicious.com — Nine thousand recipes and a plan for tonight

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GuideSide HustlesWes Dunbar23 Sept 20266 min

What a Cord of Firewood Actually Pays

Real hours, real startup cost, and the cash-flow trap nobody mentions before you buy the splitter.

Poll

Where does your best time with your kids happen?

GuideReal EstateRay Okonkwo23 Sept 20267 min

What Your Homeowners Policy Won't Pay For

Call an insurance agent the day your inspection gets scheduled, and read the six coverage buckets before a claim teaches you what they mean.

GuideRetirementRay Okonkwo23 Sept 20266 min

What to Check Before You Retire to a Small Town

The view sells the house. The hospital, the well, the tax bill and the internet decide whether you stay.

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GuideSide HustlesSam Ortiz23 Sept 20266 min

The Teen Side Hustles Worth Your Kid's Saturday

Babysitting, mowing and dog walking still work. What they actually pay, what they cost to start, and the tax and insurance parts nobody mentions.

Quiz

Does your wardrobe actually fit you?

Five questions, honestly answered, and a plan for the next fortnight.

Real Estate6 min

Run the refinance break-even math before you call a lender

Retirement5 min

Pension Choices, Lump Sum or Monthly Check

Ask BRO

Rehearse the raise conversation with me

Ask it

GuideSide HustlesDean Shaw23 Sept 20266 min

Your Driveway Detailing Business Starts With Two Buckets

The kit worth buying, the hours a full detail really takes, and the customer who pays you every six weeks without being asked.

PartnerWhackAWoke.com

Real Estate6 min read

The HOA Documents to Read Before You Sign Anything

The resale packet lands as a 200-page PDF and you've got a few days to read it. Skip the wrong page and you inherit somebody else's roof bill.

Poll

Where does your best time with your kids happen?

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